Edit price, rent, debt, and exit in one model. Cap rate, cash-on-cash, DSCR, and levered IRR stay in sync.
Inputs
Edit price, debt, rent, and exit.
CUSTOM10 yr hold
Purchase
Financing
Revenue
Operating expenses
Exit
Read first
Four numbers decide the deal.
IRR
The total return test across the full hold.
DSCR
The lender filter. If this misses, IRR may not matter.
Cash-on-cash
Year-one yield on your equity after debt and reserves.
GradePassToo thin today
IRR5.57%10 yr levered
DSCR0.93NOI / annual debt service
Cash-on-cash-1.41%Year 1 yield
Cash in$99kLoan $244k
Summary
The current assumptions do not clear a comfortable hurdle rate.
Levered IRR lands at 5.57%, which falls below a typical small-portfolio return target. Year-1 DSCR is 0.93, too thin for most debt sources without a change in price or NOI. Unless you have strong support for rent upside or a better basis, the cleaner move is probably to pass.
10 yr hold6.50% exit cap6.00% vacancyYear-1 DSCR is 0.93. Most DSCR lenders require ≥ 1.2; agency/Freddie SBL ≥ 1.25.
Exit
Sale snapshot
Sale price yr 10
$392k
Forward NOI $25k
Mortgage payoff
$210k
Debt cleared at disposition
Net sale proceeds
$364k
Equity at exit $154k
Year 1
Can it carry?
Cap rate5.71%
NOI$19k
Debt service$20k
Cash flow-$1,397
Sensitivity
What moves the deal
Sensitivity of headline return metric to key underwriting inputs.